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Frequently Asked Questions
This aspect is the single most important part of your home insurance cover. It is hugely important to find the correct rebuild figure for your home as the covered amount can affect all aspects of building related claims you may have. The rebuild figure should be considered as ‘Worst case scenario’ where an existing structure would need to be demolished, land cleared and built up again in accordance with up to date building regulations. Do not base insured amount on Market value of home if put up for sale.
This can be taken out in tandem with a building cover policy or on its own if you are renting.
These are generally items of high value that can be added to a policy which covers them away from the home also. Items such as bicycles, jewellery and electronic goods can be covered under this however, depending on valuation, the insurer may require there to be an updated valuation/receipt to be kept on your file.